In India, there are four major credit bureaus that collect and maintain credit information about individuals and businesses. These bureaus provide credit scores and reports to lenders, helping them assess the creditworthiness of borrowers. The four credit bureaus are:

1. CIBIL (TransUnion CIBIL)

– The most well-known credit bureau in India, part of the TransUnion global network.

2. Equifax India

– Part of the global Equifax group, offering credit reporting services.

3. Experian India

– A subsidiary of the global Experian group, which provides credit scores and reports.

4. CRIF High Mark

– A credit bureau focused on providing credit information and analytics, part of the CRIF global network.

These bureaus use different methods to calculate credit scores, but the range generally remains between 300 and 900.